
Ability To Pay (Step 1)
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All applicants must call or complete an application. Each applicant must have enough income to pay for the home, utilities and maintenance.

If your application meet the Ability to Pay qualifications, you will move to Step 2. If you do not qualify, we will refer you to a supporting agency to help you work toward qualification.
Need For Housing (Step 2)
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A team from the Habitat Selection Committee will schedule a home visit to meet you, assess your need for housing and discuss what it means to partner.
Willingness To Partner (Step 3)
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Each future homeowner must be willing to complete 250 sweat equity hours within a year and be willing to live where Habitat is building. The first 50 hours must be completed by the applicant(s), but after that point, family and friends are welcome to participate. Sweat equity includes construction, home ownership classes, community volunteering and meeting with a Budget Partner.